Provided accident insurance is not taken advantage of and claimed honestly, the boons are immense, especially by providing psychological relief of not bearing complete responsibility of costs.
If the incident has taken place at work, it becomes the legal responsibility of the employer to ensure compensation to the employee.
Employers can obtain insurance coverage as well against accidents at work, wherein an employee has caused the event that leads to injuries.
Insurance and accident compensation claim include:
- Industrial illness, e.g. asbestos related diseases
- Product liability
- Medical negligence
- Food poisoning
- Vehicle accidents
- Tinnitus
- Whiplash injury
- Dog bite
- Travel
When to opt for accident compensation claim
Accident compensation is obtained either directly or through a lawyer immediately after the accident, and can be made under the following circumstances:
- the incident is caused by another
- by those who are 18 years and above
- anytime before three years from the date of the accident
- the affected, injured have lost substantial amount of their earning
- affected the standard of living as a result of the accident
It is important to note that accident compensation claim cannot be made if caused by the person himself/herself.
The role of the Accident Claims Solicitors
The accident claims solicitors offer advice and solutions, especially to those who fear losing their job.
Some important criteria for selecting accident claims solicitors are :
- he should be an expert in the specific field
- experienced
- possess the ability to proceed the accident compensation claim to a fruitful and viable conclusion
- be able to ensure that the client is able to keep the complete accident compensation award instead of taking a commission of the accident compensation which means 'no fee, win or lose service'
